This level of cover provides protection for your legal liability to pay compensation to third parties in the event of you or any of your employees causing injury, death or loss of, or damage to, property arising out of your business operations, activities or products. It includes incidents such as third parties slipping and falling in your store, or property damage or injury caused by faulty products.
Public Liability Insurance gives you peace of mind in knowing you’re protected in the event that your business is legally liable for property damage or personal injury.
Cyber Liability Insurance covers your business against the expense and legal costs associated with data breaches, which may occur after being hacked or from the theft or loss of client information. Expenses include the cost of business interruption, forensic investigation and data recovery, extortion and crisis management costs to salvage your business reputation after a data breach from a cyber attack. The policy also covers mandatory notification and legal costs.